Defined Benefits – Pension Advice
If you are considering a Defined Benefit transfer (Known as DB transfer or Final Salary scheme) then you should check whether you are eligible.
We guide you through the first part by helping you understand what actually is going to happen to your Guaranteed Benefits after transfer which details advantages and disadvantages.
We require you to watch the 3 videos on this page and read the 2 brochures ‘DB Defined Benefit Transfers UK SIPP Advice’ and ‘Defined Benefits – What We Do’ also on this page.
These brochures and videos confirm our own position on doing this type of advice. At the bottom of the page we will ask you 4 simple questions and if you can answer these then you can proceed to using our services.
Defined Benefit or Safeguarded Schemes
You have asked us to provide advice to you about a pension scheme that has an element of guarantee or protection. As part of our pre-advice service we would like to provide you with information about the guaranteed benefits that you currently enjoy.
Pension transfers are indeed complex and Aisa Financial Planning is constantly reviewing ways to help pension scheme members understand the pros and cons of a transfer.