Our financial adviser fees transparently outlined

Fee focused and Commission free investing


Aisa Professional rebate all commissions received. Our financial adviser fees are below:

What Service applies to you? What is our Financial Adviser Fees for this?
Fact Find – full completion of risk assessment through active PDF. At our cost up to 1 hour
OPTIONAL STRATEGIC PENSION PLAN – (non-US citizen) We provide a full plan outlining your options (including keeping it where it is in the UK) and this includes TVAS report where required and full Cashflow projections for projected current fund values and transfer comparisons, with full options. £1,000
Surcharge may apply if more than 3 pension schemes to be assessed
OPTIONAL STRATEGIC PENSION PLAN – (US citizen in UK) We provide a full plan outlining your options (including keeping it where it is in the UK) and this includes TVAS report where required and full Cashflow projections for projected current fund values and transfer comparisons, with full options. We also consider IRS rules and impact of moving pensions outside of the UK for a US citizen. £1,300
Surcharge may apply if more than 3 pension schemes to be assessed
TVAS report – This is only possible now to be considered by UK registered and regulated by the Financial Conduct Authority (FCA) since 28th July 2014 for funded Defined benefit schemes (known as Final Salary schemes). £400 per person up to 3 plans (or it is included at no further cost for one person in the above STRATEGIC PENSION PLAN);
£500 for a couple up to 4 plans assessed
OPTIONAL CASH FLOW – Comparison of investment or pension plan – compare best UK and USA rate schemes against offshore schemes. £400 per scheme (or it is included at no further cost for up to 2 schemes in the above STRATEGIC PENSION PLAN)
TRANSFER IMPLEMENTATION – We will advise you on which Trustee you should consider for the country you are planning on retiring in, and we will obtain lowest rates possible for investment vehicles, rebating any excess commission (if there are any) to you. We will only use, wherever possible, investment structures that have no surrender or redeeming charges so you have full flexibility.
We will manage the transfer over the months it will take to happen, and we will liaise with your chosen SIPP (UK) or QROPS trustee as a licenced adviser.
3% flat charge up to £600,000
However, if you have already paid for any STRATEGIC PENSION PLAN or TVAS report then we will discount this fee by 33%.
Therefore reduced to 2%
SERVICING TRANSFERS – Where we do not recommend a transfer, or you do not want one, we can act in the UK as your investment adviser. 1% up front charge for first asset allocation change
STRATEGIC INVESTMENT PLAN – (non-USA citizen) We provide a full asset allocated investment plan, appropriate for your targeted rate of return required to match your objectives in line with your attitude to risk as calculated by our risk assessment. 2% flat fee, which will be removed completely, meaning 0%, if you have taken our TRANSFER IMPLEMENTATION service
STRATEGIC INVESTMENT PLAN – (USA citizen) We provide two options – both of which provide a full asset allocated investment plan, appropriate for your targeted rate of return required to match your objectives in line with your attitude to risk as calculated by our risk assessment.The option is whether you take the advice from ourselves as UK regulated advisers, or whether you wish to have advice from our partner in the US who operates under SEC and FINBA regulation. 2% flat fee, which will be discounted 50%, meaning 1%, if you have taken our TRANSFER IMPLEMENTATION service
OPTIONAL ONGOING INVESTMENT MANAGEMENT – We will monitor your portfolio at all times, and we will update you quarterly with our latest investment agenda giving you guidelines as to how you should be investing. We will also make recommendations to you where we feel that you should be selling or buying assets regularly. 1% flat fee per annum if Aisa hold consolidated investments with one custodian

1.5% flat fee per annum where investments not consolidated

OPTIONAL INVESTMENT FEE PERFORMANCE – Under pension charges 2015 we have instigated an optional performance fee; we will get paid an additional sum for achieving a return greater than an agreed sum in any one year. Agreed client by client
OPTIONAL ONGOING SERVICING MANAGEMENT – Where we are not managing your ongoing investments and you have your money held on a platform or custodian that we have terms with on your behalf then we will make a charge. 0.25% per annum (pension charges 2015 subject to future change by agreement)
INVESTMENT BOND FEE – For those clients who wish to take out an insurance or investment bond in the UK. We rebate in full any commission, and make no additional charge. Additional charges will apply from the insurance or investment bond provider.


Consideration Options & Results

Complete the fields below, then click next to find your target fund value.

Click next to find your target fund value.

Consideration Options & Results

Complete the fields below, then click next to find your target fund value.

Click next to find your target fund value.